Mohini Maheshwari on X: “If you want monthly passive income, then there are 5 investment options that offer monthly cash flow on investing of a corpus… and No. 5 is what young people should attempt to build for their retirement… 👉🏻 1/ POMIS – Post Office Monthly Income Scheme

SWP is good but people forget inflation. If you withdraw the same amount for 20 years, its value will drop. Better to keep withdrawal rate at 4% or 5% only so the corpus also grows. Plus REITs are risky because occupancy can fall. POMIS is safest for basic expenses.

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