ETFs or individual shares? Switching investments to ETFs can grow passive income in retirement

ETFs or individual shares? Switching investments to ETFs can grow passive income in retirement


Sep 19, 2025 – 5.00am

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Ian Freeman is happy. Why wouldn’t he be? He has finally stopped work, he has a growing stockpile of Rockford Basket Press Shiraz and enough fishing tackle to start his own shop. Oh, and he’s also growing a $350,000 investment portfolio that is just for fun.

So how did he, a retired fisheries inspector who lives near Coffs Harbour on the mid-north coast of NSW, get so set up for what many would see as a dream retirement?

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