#257 Financial Independence vs. Financial Freedom: Which One Are You Really Chasing? ft. Peter Kim, MD

#257 Financial Independence vs. Financial Freedom: Which One Are You Really Chasing? ft. Peter Kim, MD


The Next Step is Yours

To wrap up, Peter brings the conversation full circle: knowing the difference between financial independence and financial freedom is only half the battle—the next step is deciding where you want to go. He challenges listeners to reflect on what stage they’re in, what they truly want, and what steps they’re actively taking to get there.

He closes with a powerful reminder: most of us went into medicine to help others. Reaching financial freedom doesn’t end that—it enhances it. With time, energy, and resources, we can serve in even greater ways. The goal isn’t to sit on a beach forever—it’s to live a life of purpose, freedom, and contribution.

Peter ends the episode on a warm, motivational note:

“Maybe you don’t agree with me, but I think we’d get bored just sitting on a beach every single day. We’re meant for more. We’re meant to give more, to be more.” — Peter Kim, MD

It’s not just about chasing money—it’s about chasing meaning. And now, the question is: What are you doing to get there?



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