Don’t let this sell-off ruin your retirement
Photo by Ruben Sukatendel on Unsplash
Markets go up and markets go down. It’s the old adage that nobody has yet worked out how to crack.
One thing is certain though. When this kind of sell-off happens, not everyone loses. There are many, many people who will benefit.
I’ve been investing for over 9 years and when I just take the last 12 months, my portfolio is up 34%.
If I take this same portfolio since January 2025 then I am down 12%.
From March 2025 until today (April 7th, 2025) I am down 22%.
Things are never as they seem but the lesson here is that investing is for the long term. Now, this doesn’t work if you are about to cash out and retire. You will feel the sting but this is a rare thing in the grand scheme.
People who have the cash and the where with all will win and they will win big.
The advice is simple, stay strong and stick to the plan. Accumulate, accumulate and accumulate.
Each week I invest about $50 into Bitcoin. I’ve been doing this for about 3 years. I am well up but there are times when it tanks and I start to panic. I am not selling for at least another 5/6 years. I will keep buying that $50 of Bitcoin every, single Monday at 08:15am UK time.
I also invest about $500 into a range of stocks and ETFs. I do this the following Monday from payday. I am in a position where I have built up about $8,000 of cash in my liquidity fund and will no doubt front load my investments in order to take advantage of this dip. Or chasm, if you wish.
Warren Buffet is sitting on over $300 billion of cash, for a reason. He knows. He has been in this business long enough and seen enough crashes/cycles or what ever else this is.
Yes, you need cash to be able to make big in this moment but you also need a stomach and an attitude that says ‘eff the noise’, I will stick to what I am doing, thank you very much.
Build your empire in secret and then when it bears fruit, take care of you and yours.
Allow them to share in your spoils and build on what you already have.
